Illinois Federation of Teachers Member Benefit — Free Sign-Up — Call 312-698-9990
In Partnership with Illinois Federation of Teachers

IFT Members:
Your Home Buying
Benefit is Waiting!

Sign up free to access your IFT mortgage and real estate benefits, including a 1% rebate when you buy a home.

1% Cash Rebate on Your Home Purchase
$4,000 savings on a $400,000 home
100% Financing Available
Closing Cost Assistance
Free Sign-Up
Free Benefit Available for IFT Members
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Illinois Federation of Teachers Home Buying Benefit

Thousands of Dollars in Savings for IFT Members

Receive cash rebates when you buy, sell, finance, or refinance a home using Real Estate and Mortgage Services provided through United Buying Service. Phone 312-698-9990 or 800-YES-COST.

Get started: Click a benefit card, choose your program in the popup, then complete the form below (same flow as Chicago lending service).

1% Cash Rebate

Earn a 1% rebate when you purchase a home through United Buying Service. That’s $4,000 back on a $400,000 home — paid to you at closing.

Choose program

100% Financing

Qualified IFT members may be eligible for 100% financing options, making homeownership possible with little or no money down.

Choose program

Closing Cost Assistance

Access programs designed to reduce your out-of-pocket costs at closing. Available for purchase, refinance, and sale transactions.

Choose program

Who Qualifies for This Benefit?

This program is available to members of Chicago-area teacher unions and affiliated Illinois Federation of Teachers organizations.

  • Illinois Federation of Teachers, Local 1
  • Cook County College Teachers Union, Local 1600
  • Illinois Federation of Teachers (IFT) Members
  • North Suburban Teachers Union, Local 1274
  • Northwest Suburban Teachers Union
  • West Suburban Teachers Union, Local 571
  • Lake County Federation of Teachers, Local 504
  • McHenry County Federation of Teachers, Local 1642

Not sure if you qualify? Call us at 312-698-9990 and we will confirm your eligibility.

1%
Cash Rebate on Purchase
$4K
Savings on $400,000 Home
0%
Down — 100% Financing Available
Free
Membership Sign-Up
IFT Member Discounts Page:
This benefit is listed on the Illinois Federation of Teachers member discounts page. Learn more at ctulocal1.org →
Common Questions

Illinois Federation of Teachers Home Buying Benefit — FAQ

What is the Illinois Federation of Teachers home buying benefit?

IFT members receive a free home buying benefit through United Buying Service, including a 1% cash rebate on home purchases, access to 100% financing options, and closing cost assistance for mortgage and real estate transactions in the Chicago metropolitan area.

How much is the cash rebate for Chicago teachers buying a home?

IFT members earn a 1% cash rebate when purchasing a home through United Buying Service. On a $400,000 home, that is $4,000 back paid to you at closing. The rebate is available on purchase, and cash-back programs are also available on refinance transactions.

Which Illinois teacher unions qualify for this home buying program?

The program is available to members of the Illinois Federation of Teachers (IFT Local 1), Cook County College Teachers Union, Illinois Federation of Teachers (IFT) member organizations, North Suburban Teachers Union (Local 1274), Northwest Suburban Teachers Union, West Suburban Teachers Union (Local 571), Lake County Federation of Teachers (Local 504), and McHenry County Federation of Teachers (Local 1642). Call 312-698-9990 if you are unsure whether your union is enrolled.

Is 100% financing available for Illinois teacher home buyers?

Yes. Qualified IFT and IFT members may be eligible for 100% financing options, making homeownership possible with little or no money down. This is in addition to other teacher first-time home buyer programs and closing cost credit programs for Illinois teachers. Eligibility is subject to credit and income qualification.

Can Chicago teachers use this benefit to refinance their mortgage?

Yes. The United Buying Service teacher benefit applies to purchase, sale, and refinance transactions. Members can receive thousands of dollars in cash rebates when they buy, sell, finance, or refinance a home using Real Estate and Mortgage Services provided through United Buying Service.

How do I sign up for the Chicago teachers mortgage benefit?

Sign up for free using the form on this page — it takes less than 60 seconds. Enter your name, email, phone, and service interest and a licensed United Buying Service advisor will contact you within one business day. You can also call directly at 312-698-9990 or 800-YES-COST.

Ready to Access Your Benefit?

Sign up takes less than 60 seconds. A licensed advisor will call you within one business day.

312-698-9990